@import url('https://fonts.googleapis.com/css2?family=Fraunces:ital,wght@0,300;0,500;0,600;0,700;1,500;1,600&family=IBM+Plex+Sans:wght@400;500;600;700&family=IBM+Plex+Mono:wght@500;600&display=swap');

:root{
  --ink:#182420;
  --teal:#1C5D54;
  --teal-deep:#0F332E;
  --teal-tint:#E4EEEC;
  --gold:#C6963C;
  --gold-deep:#A67A2A;
  --rust:#A5432E;
  --paper:#F7F2E6;
  --paper-alt:#EFE6D2;
  --white:#FFFFFF;
  --line:#DCD0B2;
  --line-dark:#3A5750;
  --muted:#635C4C;
  --maxw:1180px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto;}
  *,*::before,*::after{animation-duration:0.001ms !important; transition-duration:0.001ms !important;}
}

body{
  margin:0; background:var(--paper); color:var(--ink);
  font-family:'IBM Plex Sans', sans-serif; line-height:1.6; -webkit-font-smoothing:antialiased;
}
img,svg{display:block; max-width:100%;}
a{color:inherit; text-decoration:none;}
ul,ol{margin:0; padding:0; list-style:none;}
button{font-family:inherit; cursor:pointer;}
h1,h2,h3,h4{ font-family:'Fraunces', serif; font-weight:600; margin:0; color:var(--ink); letter-spacing:-0.01em; }
.wrap{max-width:var(--maxw); margin:0 auto; padding:0 24px;}
a:focus-visible, button:focus-visible{ outline:3px solid var(--gold); outline-offset:2px; }

/* Utility bar */
.utility-bar{ background:var(--teal-deep); color:#DCE9E5; font-size:13px; }
.utility-bar .wrap{ display:flex; justify-content:space-between; align-items:center; padding:8px 24px; gap:16px; flex-wrap:wrap; }
.utility-left, .utility-right{ display:flex; align-items:center; gap:18px; flex-wrap:wrap; }
.utility-bar a{ opacity:0.92; } .utility-bar a:hover{ opacity:1; text-decoration:underline; }
.dot-sep{ opacity:0.45; }

/* Header */
header.site-header{ background:var(--paper); border-bottom:1px solid var(--line); position:sticky; top:0; z-index:50; }
.nav-row{ display:flex; align-items:center; justify-content:space-between; padding:14px 24px; gap:20px; max-width:var(--maxw); margin:0 auto; }
.brand{ display:flex; align-items:center; gap:10px; }
.brand-mark{ width:46px; height:46px; flex:none; }
.brand-text{ line-height:1.15; }
.brand-text .name{ font-family:'Fraunces', serif; font-weight:600; font-size:20px; }
.brand-text .sub{ font-size:11.5px; color:var(--muted); letter-spacing:0.01em; }
nav.main-nav{ display:flex; align-items:center; gap:28px; }
nav.main-nav a{ font-size:14.5px; font-weight:500; color:var(--ink); position:relative; padding:4px 0; }
nav.main-nav a::after{ content:""; position:absolute; left:0; right:0; bottom:-3px; height:2px; background:var(--gold); transform:scaleX(0); transform-origin:left; transition:transform .18s ease; }
nav.main-nav a:hover::after{ transform:scaleX(1); }
.nav-cta{ display:flex; align-items:center; gap:10px; }
.btn{ display:inline-flex; align-items:center; justify-content:center; gap:8px; padding:10px 18px; border-radius:4px; font-size:14.5px; font-weight:600; border:1.5px solid transparent; white-space:nowrap; transition:background .15s ease, color .15s ease, border-color .15s ease, transform .1s ease; }
.btn-primary{ background:var(--gold); color:var(--teal-deep); }
.btn-primary:hover{ background:var(--gold-deep); }
.btn-ghost{ border-color:var(--line-dark); color:var(--ink); background:transparent; }
.btn-ghost:hover{ border-color:var(--teal); color:var(--teal); }
.btn:active{ transform:translateY(1px); }

/* Policy hero band */
.policy-hero{ background:linear-gradient(180deg, var(--paper) 0%, var(--paper-alt) 100%); padding:48px 0 36px; }
.policy-hero .lead{ font-family:'Fraunces', serif; font-style:italic; color:var(--teal); font-size:14.5px; font-weight:500; }
.policy-hero h1{ font-size:clamp(28px,4vw,40px); margin-top:8px; max-width:20ch; }
.policy-hero .updated{
  display:inline-flex; align-items:center; gap:8px; margin-top:16px;
  border:1.5px dashed var(--line-dark); border-radius:999px; padding:6px 16px;
  font-size:12.5px; font-weight:600; color:var(--teal-deep); background:var(--white);
}

/* Policy tabs between the four pages */
.policy-tabs{ display:flex; gap:8px; flex-wrap:wrap; margin-top:22px; }
.policy-tab{ padding:8px 16px; border-radius:999px; border:1.5px solid var(--line-dark); font-size:13.5px; font-weight:600; color:var(--ink); background:transparent; }
.policy-tab.is-active{ background:var(--teal); border-color:var(--teal); color:#fff; }
.policy-tab:hover:not(.is-active){ border-color:var(--teal); color:var(--teal); }

/* Policy body */
.policy-body{ padding:48px 0 72px; }
.policy-layout{ display:grid; grid-template-columns:1fr 240px; gap:48px; align-items:start; }
.policy-content section{ margin-bottom:38px; }
.policy-content section:last-of-type{ margin-bottom:0; }
.sec-head{ display:flex; align-items:center; gap:12px; margin-bottom:14px; }
.sec-num{
  width:30px; height:30px; border-radius:50%; border:1.5px dashed var(--line-dark);
  display:flex; align-items:center; justify-content:center; font-family:'IBM Plex Mono',monospace;
  font-size:12.5px; font-weight:600; color:var(--teal-deep); flex:none;
}
.sec-head h2{ font-size:19px; }
.policy-content p{ color:var(--ink); font-size:15px; margin:0 0 12px; max-width:68ch; }
.policy-content ul{ margin:0 0 12px; }
.policy-content li{ font-size:14.5px; color:var(--ink); padding-left:18px; position:relative; margin-bottom:8px; max-width:66ch; }
.policy-content li::before{ content:"—"; position:absolute; left:0; color:var(--gold-deep); }
.policy-content strong{ color:var(--ink); }

.rate-table{ width:100%; border-collapse:collapse; margin:16px 0; font-size:14px; }
.rate-table th, .rate-table td{ border:1px solid var(--line); padding:10px 14px; text-align:left; }
.rate-table th{ background:var(--teal-tint); color:var(--teal-deep); font-weight:600; font-size:12.5px; text-transform:uppercase; letter-spacing:0.02em; }
.rate-table td.refund{ font-family:'IBM Plex Mono',monospace; font-weight:600; }
.rate-table tr:nth-child(even) td{ background:var(--paper-alt); }

.contact-card{
  background:var(--white); border:1.5px dashed var(--line-dark); border-radius:8px; padding:20px;
  font-size:14px; margin-top:8px;
}
.contact-card .ct-label{ font-size:11px; font-weight:600; color:var(--teal); text-transform:uppercase; letter-spacing:0.03em; margin-bottom:4px; }
.contact-card a{ color:var(--teal-deep); font-weight:600; }
.contact-card + .contact-card{ margin-top:12px; }

/* Sidebar */
.policy-side{ position:sticky; top:96px; }
.side-box{ background:var(--white); border:1px solid var(--line); border-radius:8px; padding:20px; margin-bottom:16px; }
.side-box h4{ font-size:13px; text-transform:uppercase; letter-spacing:0.03em; color:var(--teal); margin-bottom:12px; }
.side-box .row{ display:flex; justify-content:space-between; font-size:13px; padding:7px 0; border-bottom:1px dashed var(--line); }
.side-box .row:last-child{ border-bottom:none; }
.side-box .row .k{ color:var(--muted); }
.side-box .row .v{ font-weight:600; text-align:right; }
.side-cta{ background:var(--teal); color:#fff; border-radius:8px; padding:20px; text-align:center; }
.side-cta h4{ color:#fff; font-family:'Fraunces',serif; font-size:16px; margin-bottom:6px; text-transform:none; letter-spacing:0; }
.side-cta p{ color:#D9EAE6; font-size:13px; margin-bottom:14px; }

.stat-row{ display:flex; gap:14px; flex-wrap:wrap; margin-top:24px; }
.stat-pill{ background:var(--white); border:1px solid var(--line); border-radius:8px; padding:14px 18px; flex:1 1 130px; text-align:center; }
.stat-pill .num{ font-family:'Fraunces',serif; font-weight:700; font-size:22px; color:var(--teal-deep); }
.stat-pill .cap{ font-size:11.5px; color:var(--muted); margin-top:2px; }

/* Footer (shared) */
footer{ background:var(--teal-deep); color:#CFE3DE; padding:56px 0 24px; margin-top:20px; }
.foot-grid{ display:grid; grid-template-columns:1.3fr 1fr 1fr 1fr; gap:32px; margin-bottom:40px; }
.foot-brand .brand-text .name{ color:#fff; }
.foot-brand .brand-text .sub{ color:#9DBBB4; }
.foot-brand p{ font-size:13.5px; margin:16px 0; color:#AFC9C3; max-width:32ch; }
.foot-contact{ font-size:13.5px; line-height:1.8; }
.foot-contact a{ color:#EAF1EF; }
footer h5{ color:#fff; font-family:'IBM Plex Sans',sans-serif; font-size:13px; text-transform:uppercase; letter-spacing:0.04em; margin-bottom:16px; }
footer .foot-links li{ margin-bottom:10px; font-size:13.5px; }
footer .foot-links a:hover{ color:#fff; text-decoration:underline; }
.foot-bottom{ border-top:1px solid rgba(255,255,255,0.12); padding-top:22px; display:flex; justify-content:space-between; align-items:center; gap:16px; flex-wrap:wrap; font-size:12.5px; color:#9DBBB4; }
.foot-badges{ display:flex; gap:14px; align-items:center; }

.menu-toggle{ display:none; background:none; border:none; padding:6px; }
.menu-toggle svg{ width:26px; height:26px; }

@media (max-width:980px){
  .policy-layout{ grid-template-columns:1fr; }
  .policy-side{ position:static; display:grid; grid-template-columns:1fr 1fr; gap:16px; }
  .foot-grid{ grid-template-columns:1fr 1fr; }
}
@media (max-width:760px){
  nav.main-nav{ display:none; }
  .menu-toggle{ display:block; }
  .nav-cta .btn-ghost{ display:none; }
  .foot-grid{ grid-template-columns:1fr; }
  .policy-side{ grid-template-columns:1fr; }
}

/* CTA banner (reused on policy pages) */
.cta-banner{ background:var(--teal); color:#fff; border-radius:10px; padding:40px; display:flex; align-items:center; justify-content:space-between; gap:24px; flex-wrap:wrap; border:1.5px dashed rgba(255,255,255,0.4); margin-top:56px; }
.cta-banner h2{ color:#fff; font-size:24px; max-width:20ch; }
.cta-banner p{ color:#D9EAE6; margin-top:8px; max-width:40ch; font-size:14.5px; }
.cta-actions{ display:flex; gap:12px; flex-wrap:wrap; }
.btn-outline-light{ border-color:rgba(255,255,255,0.55); color:#fff; }
.btn-outline-light:hover{ border-color:#fff; background:rgba(255,255,255,0.08); }

/* Standards cards on About page */
.standards-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:16px; margin-top:8px; }
.standard-card{ background:var(--white); border:1px solid var(--line); border-radius:8px; padding:20px; }
.standard-card svg{ width:26px; height:26px; color:var(--gold-deep); margin-bottom:10px; }
.standard-card h4{ font-size:15px; margin-bottom:6px; }
.standard-card p{ font-size:13.5px; color:var(--muted); margin:0; }
@media (max-width:760px){ .standards-grid{ grid-template-columns:1fr; } }